On January 1st, 2011, a whole slough of new reforms snapped into place. Among them, it is now law that health insurance companies have to spend at least 80% of your premiums on caring for you. Their operating costs and profits are restricted to the other 20%. This landmark legislation has been a long time coming. Share the good news with your friends! Go to download page
Thanks to HauntedVisions of DeviantArt for this wonderfully creepy art.